An online business account built for sole traders

Open an account in minutes and get paid instantly

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Instant access

Open an account in minutes

In-app invoicing

Send and manage invoices on the go

Business debit card

Zero international fees for card payments

Transaction insights

View your income and expenses in real-time

Open an account in minutes

No more branch visits or long call wait times. Get the Parpera App to open your business account now

Parpera coral colour debit card

Spend less time on admin and more on the tools

Track your money in-app and on the go. You don't have to wait until you're in front of a computer

Receipt capture for your expenses

Upload receipts to your transactions

Mark expenses as tax-deductible

Flag expenses as tax-deductible and be ready for tax time

Real-time income and expense insights

Know what you earn and spend at all times

Your Parpera Business

Debit Mastercard


No hidden fees, control your card and track your expenses in-app

0% international card fees

No foreign transaction fees on your subscriptions

Instantly access your card

Receive your debit card when you open an account

Easily control your expenses

Lock and unlock your card, view your PIN in-app

Get started with Parpera


Download our App

Download the Parpera App on your mobile


Open an account

Tell us about you and your business and open an account in under 10 minutes


Get paid, save time

Start receiving payments and manage your expenses on the go


What are the requirements to open an account?

To open an account, the eligibility and documentation requirements are:

Eligibility requirements
- You are an Australian Sole Trader with an active Australian Business Number (ABN)
- You are an Australian resident
- You are over 18 years of age
- Valid Australian mobile number and address Hold a compatible device registered to the Australian App Store or Google Play Store

Required documentation:
Your full legal name
- Your date of birth (DOB)
- Your current residential address
- Proof of identity: Valid Australian drivers licence number or;
- Valid Australian or International passport

If you have questions about your eligibility, please feel free to contact us via in-app chat or email at

How is Parpera regulated?

Firstly, it’s important to be clear that we’re not a bank.

Parpera, or Parpera Australia Pty Ltd ABN 47 641 580 743 (as we’re formally known), is an Authorised Representative (No. 1292372) of Volt Bank Limited (Volt) ABN 67 622 375 722, which holds an Australian Financial Services Licence (504782) and is an Authorised Deposit Taking Institution (ADI).

Volt is the issuer of the bank accounts in Parpera's App and deposits of up to $250,000 per account holder are protected by the Financial Claims Scheme. As an authorised representative of an AFSL holder, we’re subject to comprehensive risk and compliance requirements and work proactively with our financial services partners to manage and meet our risk, compliance, and regulatory obligations.

Who is Volt Bank?

Volt, formally known as Volt Bank Limited ABN 67 622 375 722, is an Australian bank and is the issuer of the Bank accounts in Parpera’s App.

Volt holds an Australian Financial Services Licence (No. 504782) and is an authorised deposit taking institution (ADI). Deposits of up to AUD 250,000 per account holder are protected by the Australian’s government’s Financial Claims Scheme. This is a similar level of protection that you’d expect from other Australian banks.

You can learn more about Volt Bank here.

If you have any questions, you can contact us via in-app chat or email at

How can I add money to my account?

Parpera works better with money!

To add money, open the Parpera App, and simply copy your Volt Bank BSB and account number into your existing banking provider to make a direct funds transfer. The funds can take between 2 hours to 3 business days to appear in your Parpera App, depending on which bank you sent the funds from.

We’re working on real-time funds transfers too and hope to have this available in the first half of 2022!

Business accounts built for sole traders

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