Earn 3.60% p.a. (variable) return* on your money. Start Earning Today💰

Supercharge your business savings with Parpera Earn

Earn 3.60% p.a. (variable) return*. Don’t let your business funds sit idle in a traditional business bank.

* Variable return as of 08/11/2023. See our disclaimer and terms below to consider whether it’s right for you

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Earn a competitive return

Every dollar counts, and we're here to make sure yours work just as hard as you do

Maximise your cash flow with our competitive 3.60% p.a (variable) Earn Return rate*

Stress less, sit back and let your money passively grow - make your money work harder for you

* Variable return as of 08/11/2023. See our disclaimer and terms below to consider whether it’s right for you

Take control of your money

Empower yourself with the flexibility to manage and grow your money on your terms

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Earn for days, months, or as long as you like!

Take out your money if you need it - there are no penalties or extra fees

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Safely grow your money

A secure and reliable way to earn a competitive return on your business money

Rest easy, know your money is held securely with one of Australia’s ‘Big 4’ banks

No complicated terms or hidden fees

What our members have to say

Parpera is EXACTLY what I've been looking for and I've been looking EVERYWHERE - it's so easy to use. I'm a huge fan and the customer experience is first class!
Jessica M, Contractor
5 star rating
I'm so glad I found the Parpera App. I've used it for invoicing my clients since I started my business. It's really simple to use, has everything I need, and it's reliable. Thank you for this great App, Parpera, I highly recommend it!
Kaz H, Marketing Specialist
5 star rating
I used to use spreadsheets and word docs, but now I can do it all through the App. I have visibility over my income and tax, so I'm in control of my money. Having the tax feature is really handy, so I can be better prepared and don't get caught out for tax!
Tom J, Advertising Professional
5 star rating
Parpera has been pivotal in managing my business expenses and helped me to reclaim SO MUCH time. Categorising my expenses on an Excel sheet manually were my biggest pain points, and Parpera solved this for me! I simply label them after completing a transaction. At the end of the financial year I simply download the Excel sheet and it’ll be ready for my accountant!
Lynn T, Remedial therapist
5 star rating
Managing my expenses has always been daunting. Parpera's changed things up dramatically - banking, invoicing, bookkeeping and managing my expenses all in the one app. It's freed up way more time to be on the tools!
Sam K, Electrician
5 star rating
I wanted to spend more time on my business instead of doing admin. I was super excited when I found Parpera, it did exactly what I needed. They're genuinely customer first and I'm proud to be a member!
Chloe C, Freelance Consultant
5 star rating
Parpera is EXACTLY what I've been looking for and I've been looking EVERYWHERE - it's so easy to use. I'm a huge fan and the customer experience is first class!
Jessica M, Contractor
5 star rating
I'm so glad I found the Parpera App. I've used it for invoicing my clients since I started my business. It's really simple to use, has everything I need, and it's reliable. Thank you for this great App, Parpera, I highly recommend it!
Kaz H, Marketing Specialist
5 star rating
I used to use spreadsheets and word docs, but now I can do it all through the App. I have visibility over my income and tax, so I'm in control of my money. Having the tax feature is really handy, so I can be better prepared and don't get caught out for tax!
Tom J, Advertising Professional
5 star rating
Parpera has been pivotal in managing my business expenses and helped me to reclaim SO MUCH time. Categorising my expenses in Excel manually were my biggest pain points, and Parpera solved this for me! I simply label them after completing a transaction. At EOFY I simply export my transactions for my accountant!
Lynn T, Remedial therapist
5 star rating
Managing my expenses has always been daunting. Parpera's changed things up dramatically - banking, invoicing, bookkeeping and managing my expenses all in the one app. It's freed up way more time to be on the tools!
Sam K, Electrician
5 star rating
I wanted to spend more time on my business instead of doing admin. I was super excited when I found Parpera, it did exactly what I needed. They're genuinely customer first and I'm proud to be a member!
Chloe C, Freelance Consultant
5 star rating
Parpera is EXACTLY what I've been looking for and I've been looking EVERYWHERE - it's so easy to use. I'm a huge fan and the customer experience is first class!
Jessica M, Contractor
5 star rating
I'm so glad I found the Parpera App. I've used it for invoicing my clients since I started my business. It's really simple to use, has everything I need, and it's reliable. Thank you for this great App, Parpera, I highly recommend it!
Kaz H, Marketing Specialist
5 star rating
I used to use spreadsheets and word docs, but now I can do it all through the App. I have visibility over my income and tax, so I'm in control of my money. Having the tax feature is really handy, so I can be better prepared and don't get caught out for tax!
Tom J, Advertising Professional
5 star rating
Parpera has been pivotal in managing my business expenses and helped me to reclaim SO MUCH time. Categorising my expenses in Excel manually were my biggest pain points, and Parpera solved this for me! I simply label them after completing a transaction. At EOFY I simply export my transactions for my accountant!
Lynn T, Remedial therapist
5 star rating
Managing my expenses has always been daunting. Parpera's changed things up dramatically - banking, invoicing, bookkeeping and managing my expenses all in the one app. It's freed up way more time to be on the tools!
Sam K, Electrician
5 star rating
I wanted to spend more time on my business instead of doing admin. I was super excited when I found Parpera, it did exactly what I needed. They're genuinely customer first and I'm proud to be a member!
Chloe C, Freelance Consultant
5 star rating

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Š 2023 Parpera Australia Pty Ltd - All rights reserved
Built with ❤️ by Parpera.

Parpera Australia Pty Ltd (Parpera, we, our, us) ABN 47 641 580 743 is an Authorised Representative 1302443 of MSC Advisory Pty Ltd ACN 607 459 441 AFSL 480649.

This website contains general information only and any financial advice we provide does not consider your objectives, financial situation or needs. It does not constitute personal advice for the purposes of section 766B(3) of the Corporations Act 2001. Before you act on any of our advice, please consider if it’s appropriate for you.

Wise Australia Pty Ltd ABN 42 070 947 492 AFSL 513764 is the issuer of the business accounts in Parpera's App and the Parpera Business Debit MastercardÂŽ, pursuant to a license by Mastercard Asia/Pacific Pte Ltd MastercardÂŽ. The circles design is a registered trademark of Mastercard International Incorporated.

Stripe Payments Australia Pty Ltd ACN 160 180 343 is the issuer of the non-payment facility within Parpera.biz.

Parpera Earn is administered by us. It can provide you with a variable rate of return on your contributions based on the interest earned by Parpera Earn less our administration fees. The rate of return is subject to change typically due to movements in the Reserve Bank of Australia official cash rate. Your contributions to Parpera Earn are not guaranteed and they are not protected by the Financial Claims Scheme under the Banking Act 1959 (Cth). Please refer to the Parpera Earn Terms and Conditions available here for further information.

Before making a decision in relation to any of these products, please consider any relevant Terms and Conditions, Target Market Determination, Financial Services Guide and Product Disclosure Statement available here.

Any representations made on this website are current as at the date of publishing and subject to change.
We acknowledge and pay our respects to Aboriginal Elders, past, present, and emerging, and Torres Strait Islander peoples as the First Peoples of Australia, whose ancestral lands and waters we work and live on throughout Australia.

Our offices are located on the traditional lands of the Gadigal peoples of the Eora nation in Sydney, and Boon Wurrung peoples of the Kulin nation in Melbourne.